Based on the Naskay blog, "From Compliance to Credit Scoring: How Fintech Companies Use AI Chatbots and Agentic Systems," the credit scoring revolution is led by Agentic AI systems. These agents analyze real-time and alternative data for instant risk assessment, resulting in faster, fairer loan approvals and expanded financial inclusion. https://naskay.com/blog/fintech-companies-ai-chatbots-agentic-systems/